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Everything You Need To Know

FAQ

Working with property owners and construction professionals to ensure an orderly and fair insurance claims process

Q: What is a Public Adjuster?
A: Public adjusters represent the interests of the insured / policyholder in the preparation, presentation, and settlement of first party property insurance claims.
Where staff and independent adjusters work on behalf of the insurance company, public adjusters work solely for the insured.


Q: Why hire a Public Adjuster if my insurance company has already assigned me an adjuster?
A: The adjuster your insurance company provides, works for your insurance company.
Our licensed public adjusters work for YOU, as YOUR insurance claim advocates.


Q: Can I file my insurance claim myself?
A: Of course, you can file your own claim, but it is not recommended. Insurance policies tend to be filled with complicated language and technical terms that make it very difficult to understand. Our trusted Public Adjusters are the most skilled, seasoned and experienced public adjusters in the business.

Q: Can I manage my insurance claim myself?
A: Of course, you can manage your own insurance claim, but it is not recommended. We know how to
sift through confusing insurance policy language to make sure you get paid the maximum amount
possible. Often, we are asked to help clients who unsuccessfully try to settle claims themselves.
Insurance companies hire adjusters to look out for their best interest, shouldn’t you? The public adjuster focuses only on your interests.


Q: Why can’t my contractor represent me against my insurance company?
A: Our Public Adjusters are licensed by the State and are the only claims adjuster who can lawfully
represent the insured through the insurance claim process.


Q: I have already settled my claim, but I did not receive enough money to cover the damages. Is it too
late to try to get more money?

A: Whether your claim was under-paid, or it was denied, if the damage occurred less than 2 years ago, it is not too late to collect more money. Our expert Public Adjusters will review your claim for FREE to see if you qualify for more money. Then, we will go after your insurance company for everything that you are owed.

Q: How much money does a Public Adjuster cost?
A: Our Public Adjusters only charge a fee if we obtain a settlement from your insurance company. If
you don’t get paid by your insurance company, you owe us nothing.


Q: If I hire a Public Adjuster can I get a rate increase, or can my insurance company drop me?
A: State law protects your right to hire a public adjuster. They cannot drop you or raise your rates
because you decide to hire a public adjuster.

 

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